Dear Colleague

 

BT Retirement Plan Contribution Levels

 

Following the passing of Motion 45 at the Telecom Industry Conference 2005 the CWU has been in discussions with BT concerning the contribution levels for members of the BT Retirement Plan (BTRP) and looking at ways of encouraging members to make higher levels of contribution.  The issue is complicated by the fact that neither BT nor the CWU can issue members of the BTRP with financial advice.

 

BT will be contacting some members of the BTRP this week to encourage them to make the most of the BTRP. BT will be contacting those who have decided to pay the minimum 4% contribution level and also to opt for the “lifestyle” investment approach rather than making any active decision on investment alternatives.  

 

It is hoped that this will help increase levels of awareness of the importance of contribution levels and the investment options available. 

 

The communication has been agreed by the BTRP Trustees and will be sent out either by e-mail or in the post depending on individual circumstances.  A copy of the letter and the e-mail are attached for information.

 

The CWU supports this initiative as a positive step towards ensuring BTRP members are fully aware of their options. A further report will be made once the results are known.

 

Yours sincerely

 

Nigel Cotgrove

Assistant Secretary (National)